Grants For Women-Owned Small Businesses in 2022 (2023)

Table of Contents

  • 2022 Business Grants For Women
  • Amber Grant
  • Cartier Women’s Initiative
  • The Eileen Fisher Women in Environmental Justice Grants
  • The Boston Women’s Fund Grants
  • The Chicago Foundation for Women Grants
  • Women Founders Network
  • SoGal Black Founder Startup Grant
  • The Girlboss Foundation Grant
  • IFundWomen
  • SBA Women’s Business Centers
  • American Association of University Women
  • Halstead Grant

There is a possibility that the COVID-19 pandemic has affected your small business as well. Small businesses owned by women can apply for a variety of business grants. The following information and resources can help women-owned small businesses grow and thrive in the United States.

Regardless of the type of business women-owned, US small business funds are available to them. According to the Women’s Business Enterprise National Council, roughly 13 million businesses in the US are owned by women.

2022 Business Grants For Women

Women entrepreneurs can grow their businesses with business grants offered by organizations and special-interest groups. Once awarded, they are not loans, and you are not required to repay them.

Even though grants are almost free, they require a lengthy application and administration. When applying for small business funding, you must explain how the funds will help you build a successful company. Various grant funding options are available to female entrepreneurs through non-profits, local governments, and foundations.

Residents of the United States will be able to access a variety of grants for women-owned businesses in 2022. Here are some options to consider:


Amber Grant

Her business dreams weren’t realized when Amber Wigdahl passed away at 19. WomensNet founded the Amber Grant program in 1998 in honor of the aspiring entrepreneur. In partnership with WomensNet, Amber Grant Foundation awards women-owned businesses monthly grants.

Amber Grant applicants may own and operate a wide range of businesses. Every month, qualified applicants can apply for Amber Grants worth $10,000. Consider applying if you’re interested in becoming one of their 12 monthly winners. Applicants who meet their eligibility criteria receive $25,000 each month. An overall grant of $35,000 can be awarded to the recipient over 12 months.

You can submit applications for Amber Grants through their online platform. Your business and you will be eligible to receive all grants through a single application. Applications are reviewed by the organization monthly, and new grant winners are announced by the 23rd of the following month. Applicants must pay $15 to cover the foundation’s administrative costs and fund future grants.

Cartier Women’s Initiative

Women-owned businesses earning a profit after being established for one to three years are eligible for seven $100,000 grants and one-on-one business mentoring through Cartier Women’s Initiative. Additionally, second-and third-place grants are available for $60,000 and $30,000, respectively.

Application materials are examined for quality and clarity, as well as for the level of innovation demonstrated by the business concept, financial viability, and impact on society and the environment. Cartier Women’s Initiative application instructions can be found on its website.

The Eileen Fisher Women in Environmental Justice Grants

Eileen Fisher, a women’s clothing brand founded over three decades ago, annually awards women-owned businesses $200,000 in grants. Each grant ranges between $10,000 and $40,000.

Funding may be considered for women entrepreneurs who work in the following fields.

(Video) THREE $10,000 Grants for Women BUSINESS Owners | HOW TO WIN GRANTS 2022

  • Participating in decision-making processes (especially those that have a positive impact on the environment)
  • Participation of women in sustainable economic development
  • Women and girls are educated on climate change adaptation and how to affect current climate policies positively.

Specifically addressing environmental justice in some way, this grant is funded by the popular women’s clothing retailer. In the past, Eileen Fisher has granted grants to for-profit women’s ventures in addition to providing resources for non-profit organizations. You might want to look at available opportunities, especially if your venture has a social or environmental goal.

The Boston Women’s Fund Grants

The organization offers grants through a variety of partners that range in amount from $10,000 to $50,000. These grants support grassroots efforts led by women+, girls+, or anyone who identifies as such. You can apply for the Boston Women’s Fund Grants through their partners.

The Chicago Foundation for Women Grants

Funded by the Chicago Foundation for Women, these programs and organizations address three key issues: economic security, violence prevention, and access to health care. An average grant amount is $15,000, while a maximum grant amount is $150,000. Learn more and apply here.

Foundation Grants

This grant program targets “game-changing organizations combating reproductive health issues, setting up affordable child care with living wages, and preventing gender-based violence.” Visit the Ms. Foundation website to apply.

Women Founders Network

Fast Pitch Competitions are held annually by the Women Founders Network. The opportunity for female entrepreneurs to pitch to investors for cash prizes is available. A pitching coach, financial mentor, a connection to a potential investor, and feedback will still be available to finalists. The application process for 2022 will begin in April.

It provides information on grants and funding opportunities for women, although does not offer grants. Women in business, finance, and leadership receive information about financial resource opportunities through Grants For Women. It is a great one-stop website where women seeking grants, scholarships, and other business opportunities for women can be found.

(Video) 9 Grants for Woman-Owned Businesses (and How to Apply)

SoGal Black Founder Startup Grant

Black women entrepreneurs face a funding disparity in startup capital, and the SoGal Startup Grant aims to help you overcome that. It is estimated that less than 0.5% of venture capital funding is allocated to Black women founders (at any point in recorded history).

The SoGal Foundation is offering a $5,000 and $10,000 cash grant in partnership with several other organizations for Black women or nonbinary entrepreneurs. The SoGal Foundation and SoGal Ventures teams also provide lifetime “ask me anything” access to awardees regarding future fundraising challenges.

The program is open to Black women and nonbinary entrepreneurs (including multiracial Black women and nonbinary individuals). To seek investor funding, your business must also be legally registered. The SoGal Foundation website has an application form that can be filled out; once you apply, you won’t have to fill it out again.

The Girlboss Foundation Grant

Female entrepreneurs can apply for grants from the Girlboss Foundation. Women-owned arts, design, music, and fashion companies can apply for the semi-annual grant. A $15,000 grant is awarded to the winners of the grant.’s newsletter and social media features can also benefit from marketing benefits. In 2014, Girlboss began awarding grants to creative women business owners twice a year. Since then, the organization has given out $130,000 in grants to women entrepreneurs.


Through its entrepreneur of the Year award and monthly Pay-It-Forward crowdfunding grants, IFundWomen supports women-owned businesses. As well as grant applications from its partners, such as Comcast, Visa, Neutrogena, American Express, Gusto, and Adidas, the website has links to other grant applications it’s affiliated with. It is possible to apply for some of these grants outside the United States.

Aside from crowdfunding projects, IFundWomen also provides coaching and mentoring to women-owned businesses. IFundWomen offers grants and crowdfunding opportunities on its website.

SBA Women’s Business Centers

As part of its Women’s Business Centers (WBC) program, the Small Business Administration (SBA) partners with the Office of Women’s Business Ownership to operate offices nationwide. Women entrepreneurs are helped to launch new businesses and compete in the market, while it does not directly offer grants to them.

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Providing training and funding opportunities to women-owned businesses is a key mission of the SBA Women’s Business Centers. Throughout the development of your business, it can be a great resource for you. Business owners who receive assistance from WBCs are more likely to succeed than those who do not.

American Association of University Women

Through community action grants, businesses can receive grants from the American Association of University Women (AAUW) of up to $10,000. Women and girls in the community can apply for grants that address their needs. If your business idea promotes equality for women and girls, you may be eligible for grants that aren’t specifically geared toward business ownership and entrepreneurship.

There will be an application opening on August 1, 2022, and a deadline of December 1, 2022. There is more information on the AAUW website concerning qualifications, eligibility, and application processes. Applicants should expect to spend more time applying for this grant because of the complexity of the information needed. Keep the instructions in mind and begin as early as possible.

Halstead Grant

Your jewelry-making business may qualify for the Halstead Grant if you are a woman-owned business. A $7,500 grand prize, a $1000 merchandise award, and industry recognition are awarded. Halstead also recognizes five semifinalists with 250 or $500 and helps promote their businesses. Applicants must submit their applications by August 1. Students or professionals pursuing a full-time jewelry design career with less than three years of experience are eligible to apply.

You must answer questions about your business plan as part of the Halstead Grant application process. A portfolio of your design work will also be required. Your business will be launched with the help of the application process. Halstead Grant’s website provides a download link for the application.

Are you interested in learning more about different grants and programs that can help you with your living situation? Check out the rest of Gov Relations’ blog section today!

Related Articles:

  1. Indiana: Grants For Small Businesses
  2. Small Businesses Grants In Ohio
  3. Small Businesses Grants In Georgia
  4. Small Business Grants In Wisconsin
  5. Illinois Small Business Grants In 2022


How do I get local grants for my small business? ›

You can find small-business grants at government agencies, state organizations and private corporations. A few good places to start your search include the government database, your local Small Business Development Center and nonprofits such as the Local Initiatives Support Corp.

What is the largest small business grant? ›

Governor Newsom's California Comeback Plan doubles down on support for small businesses to recover from the pandemic, investing an additional $1.5 billion in COVID-19 relief grants – bringing the total to $4 billion, representing the largest small business grant program in the country.

How do you get a grant to start a business for a woman India? ›

Mudra Yojana Scheme

Mudra Yojana is a scheme that might be beneficial to women who seek to start or expand their own small business. Though this is not a scheme designed exclusively for women, it is highly beneficial. Women entrepreneurs can apply for a loan ranging between ₹50000 to ₹10 lakh.

Is there another PPP loan coming in 2022? ›

Unfortunately, PPP loans in 2022 aren't happening –– eligibility for the program ended in May 2021 and there are no signs of it coming back. There are other options for securing small business funding besides PPP loans. Read on to learn about your options for how to get the funding you need.

How do I fund a business with no money? ›

6. Source funding to grow
  1. Friends and family loans. Do you have a personal support network that can back your new business idea? ...
  2. Small business loans. Get larger amounts of money from a lender, like Shopify Capital, to go toward payroll, inventory funding, or marketing. ...
  3. Capital investors. ...
  4. Small business grants.
21 Mar 2022

What are 4 types of grants? ›

What are the 4 Types of Grants for Nonprofits?
  • Competitive Grants. Competitive grants are those for which a nonprofit submits a proposal that gets evaluated by a team of reviewers. ...
  • Continuation Grants. ...
  • Pass-through Grants. ...
  • Formula Grants.
22 Oct 2022

What is the most common grant? ›

Program/project grants

This is the most common type of grant. Program/project grants specify that funding may only be used to support the program or project referenced in your proposal.

How do you get grant money? ›

To search or apply for grants, use the free, official website, Commercial sites may charge a fee for grant information or application forms. centralizes information from more than 1,000 government grant programs. It's designed to help states and organizations find and apply for grants.

How can I start my own business I need money first? ›

Fund your business
  • Determine how much funding you'll need.
  • Fund your business yourself with self-funding.
  • Get venture capital from investors.
  • Use crowdfunding to fund your business.
  • Get a small business loan.
  • Use Lender Match to find lenders who offer SBA-guaranteed loans.
  • SBA investment programs.

Where is the easiest to open a company? ›

New Zealand

How can a woman get money to start a business? ›

Other Financing Options for Women-owned Businesses
  1. Small business loans.
  2. Business lines of credit.
  3. Business credit cards.
  4. Equity financing.
  5. Crowdfunding.
  6. Business acquisition loans.
  7. SBA Loans.
9 Feb 2022

How do I become an independent business woman? ›

8 Tips On Becoming A Successful Female Entrepreneur
  1. Let Your Passion Fuel You. ...
  2. Become A 'Yes Woman' ...
  3. Take Yourself Seriously. ...
  4. Being Female Is Not A Roadblock. ...
  5. You Can Raise A Family & Start A Business. ...
  6. Self Care Is Important. ...
  7. Adapt To The Digital World. ...
  8. Always Be Ready For The Next Challenge.

How do I register as a female entrepreneur? ›

File for Company Registration: After all documents and approval, the final step is to incorporate the company. You need to file an application form for registration of a company to MCA on its portal. All documents MOA, AOA and DSC are submitted here with the SPICE FORM.

Is it too late to apply for PPP? ›

Notice: PPP ended May 31, 2021

The PPP ended on May 31, 2021. Existing borrowers may be eligible for PPP loan forgiveness. SBA also offers additional COVID-19 relief.

Is Womply PPP still available 2022? ›

The Paycheck Protection Program (PPP) is no longer accepting applications. Womply is not involved with PPP forgiveness.

Are they doing a 3rd PPP loan? ›

Paycheck Protection Program (PPP) Round 3 applies to businesses with 500 or fewer employees, or if you're getting a second draw loan, 300 or fewer.

What is the easiest business to start with no money? ›

26 Businesses You Can Start for Free
  1. Blogging. While not a new concept, monetized blogging is always a popular option for an essentially no-cost business. ...
  2. In-home child care. ...
  3. In-home dog care. ...
  4. Pet services. ...
  5. Dog training. ...
  6. Freelance writing. ...
  7. Freelance editing. ...
  8. Resume building.

Can you get an SBA loan with no money down? ›

Can you get an SBA loan without making a down payment? Yes, the SBA offers some loan programs that do not require a down payment, such as the SBA disaster loan program. Keep in mind that lenders that do not require a down payment will likely place more weight on your business plan and financial statements.

What is the most common way to fund a small business? ›

Here are some common ways to fund your business:
  • Traditional loans. If you are a new business, you might not have a credit history. ...
  • Online lenders. ...
  • Personal loans. ...
  • Microlenders. ...
  • Self-funding. ...
  • Investors. ...
  • Crowdfunding. ...
  • Friends and family.
26 May 2022

How can I get free money from the government 2022? ›

10 ways to get free money from the government:
  1. Temporary Assistance for Needy Families.
  2. Supplemental Nutrition Assistance Program.
  3. Emergency Rental Assistance.
  4. Low-Income Home Energy Assistance.
  5. The Lifeline Program.
  6. Child Care and Development Fund.
  7. Down Payment Assistance.
  8. Pell Grant.
25 May 2022

What makes you qualified for a grant? ›

Have financial need at an eligible California school. Maintain satisfactory academic progress as defined by the school. Be in a program leading to an undergraduate degree or certificate. Not have earned a bachelor's degree or higher degree (e.g., master's) or the equivalent.

How is the 400 grant paid? ›

This will be paid automatically into bank accounts through two instalments, the first (£326) occurring in July and the second (£324) from later in the year. There is also a Warm Home Discount scheme available for those on low incomes.

Who is entitled to the 400 government grant? ›

All households with a domestic electricity connection will be automatically paid a £400 payment over 6 months between October 2022 and March 2023 to help with energy bills.

What are the disadvantages of a grant? ›

In reality, grants can often become a source of frustration and stress for a non-profit.
  • Grants Cannot Help You Start Off. ...
  • Grants Come with a Lot of Strings Attached. ...
  • Grants Take a Long Time to be Approved. ...
  • Grants Have Complex Reporting Requirements. ...
  • Grants are Short-Termed.

What is common wealth grant? ›

Grants programme

The Commonwealth Foundation awards grants for sustainable development projects that contribute to better governance with civil society participation. View More.

What is the easiest government loan to get? ›

If you need help paying for school, federal student loans (under the Direct Loan program) are probably your best option. They are easy to qualify for, they have competitive rates, and they offer flexibility when you're getting on your feet (and when you face financial hardships in life).

Is the government giving out free money? ›

Offers of free money from government grants are scams. Someone might offer you a grant to pay for education, home repairs, home business expenses, or unpaid bills. But they're all scams. Here's how to avoid a government grant scam, and how to report it.

What is stimulus grant? ›

The grant funding provides economic assistance to help businesses and nonprofit entities impacted by COVID-19. Subject to availability of funding. If you have applied previously, you will need to reapply.

What business can I start with no funds? ›

Service businesses can include things like:
  • Tutoring and training.
  • Graphic design.
  • Photography.
  • Digital marketing.
  • Consulting.
  • Writing and editing.
  • Translation.
29 Apr 2021

What is the most profitable business in 2022? ›

What's the Most Profitable Business to Start in 2022?
  1. 22 Profitable Businesses to Start in 2022. ...
  2. Ecommerce Business. ...
  3. Dropshipping Business. ...
  4. Vacation or Home Rental. ...
  5. Online Courses. ...
  6. Bookkeeping or Accounting Services. ...
  7. Graphic Design Business. ...
  8. Digital Agency.
15 Aug 2022

What to do if you have no money? ›

I'm in Debt With No Job and No Money – What to Do
  1. Enroll in a hardship program. ...
  2. Make a budget and prioritize your expenses. ...
  3. Cut your spending. ...
  4. Manage credit cards wisely while unemployed. ...
  5. Apply for government assistance. ...
  6. Think before withdrawing money from your 401(k) ...
  7. Take out a home equity loan to pay off debt.
19 Oct 2022

Whats the cheapest and easiest business to start? ›

If you want to start a low-cost business, these 25 ideas will help inspire your entrepreneurial passion.
  • Content creation. ...
  • Personal or virtual assistant. ...
  • Event planning services. ...
  • Errand/concierge service. ...
  • Professional reviewer. ...
  • Social media consultant. ...
  • Etsy shop. ...
  • Online courses and tutoring.

What are the cheapest businesses to open? ›

20 businesses you can start with $500 or less
  1. Online seller. Whether you want to sell apparel, collectibles, or whatever, you can easily get up and running online on the cheap. ...
  2. Virtual educator/trainer. ...
  3. Dropshipper. ...
  4. Social media marketer. ...
  5. Freelance writer or editor. ...
  6. Sales consultant. ...
  7. DIY crafts and treats. ...
  8. Lawn care.

What is the simplest business to form? ›

A sole proprietorship is the simplest form of business. A sole proprietor allows an individual to operate as a business and report their profits as personal income. Sole proprietorships provide an advantage in terms of simplicity, but expose the assets of an individual, including private ones, to liability.

What is best business for start to ladies? ›

10 Best Side Business Ideas for Women in 2022
  • Tiffin Services/Food Business. ...
  • Pet Grooming/Training. ...
  • Yoga Instructor. ...
  • Clothes Business. ...
  • Beauty Parlour. ...
  • Organic Cosmetics/Toiletries. ...
  • Consultancy Business. ...
  • Data Entry Business.

Which type of business is best for ladies? ›

The 50 best business ideas for women
  • Graphic design.
  • Editing and proofreading.
  • Marketing copywriting.
  • Content creation.
  • Public relations consulting.
  • Brand ambassador.
  • Photography.
  • SEO consulting and strategy.
26 Jul 2022

How can a woman make a lot of money fast? ›

How to Make Money Fast as a Woman; Top 10 Ways
  1. Freelancing. Undoubtedly one of the fastest routes to making extra money online is freelancing. ...
  2. Virtual Assistant. ...
  3. Social Media Manager. ...
  4. Retail Arbitrage. ...
  5. Digital Printables on Etsy. ...
  6. Social Media Influencer. ...
  7. Dropshipping. ...
  8. Start a POD Com Store.
15 Jul 2022

Which business is more profitable for ladies? ›

Clothing, jewellery, and accessory businesses have always been popular with women all over the world. You can make this your career if you have a keen sense of style and enjoy designing clothing. You can start a fashion business and make your customers look like divas by creating fashionable and comfortable clothing.

What can I sell as a lady to make money? ›

What can I sell to make money from home easily? 30 great ideas
  • Sell old clothes. If you have some clothing that's in decent condition, but you no longer wear it, try selling it. ...
  • Make jewelry. ...
  • Repurpose old phones. ...
  • Make decorative coffee mugs. ...
  • Make t-shirts. ...
  • Sell furniture. ...
  • Create planners or PDFs. ...
  • Get paid to write.
28 Jul 2022

What are the perks of being a woman owned business? ›

If you're a female business owner, getting your business certified offers several benefits, including increasing your company's visibility, gaining access to opportunities you might not otherwise have, and securing the chance to win corporate or government contracts.

What is a lady entrepreneur called? ›

Many prefer to be called, simply, entrepreneur, while others suggest "fempreneur," woman entrepreneur, female business owner, businesswoman, or female founder.

How do I start an entrepreneur with nothing? ›

Once you have figured out what you want to do, here are some important things to keep in mind while starting your business from zero:
  1. Research your market. ...
  2. Set a tangible financial goal. ...
  3. When you create a website, make the content shareable. ...
  4. Build a list. ...
  5. Launch a product or service you can sell.
17 Mar 2015

What is the minimum qualification of entrepreneurship? ›

Though there is no set educational background required to become an entrepreneur, education in entrepreneurship is favourable. In India, many Universities and Colleges offer entrepreneurship as a course at both certificate and degree level.

How do I find my local grants? › is a great free resource to find government funding opportunities. For grants that may be closer to home, check the websites for your local municipality, county, or state.

Do you have to pay back a grant? ›

What is a grant, and do you have to pay it back? In a broad sense, a grant is money given to a person, business, organisation or other which is intended for a specific purpose. In contrast with donations or loans, a grant does not have to be paid back.

What is the Samhsa grant? ›

SAMHSA grants support programs designed to prevent and treat mental and/or substance use disorders. They also aim to improve access and reduce barriers to high-quality health care for individuals who experience or are at risk for these disorders, as well as for their families and communities.

Who qualifies for a social grant? ›

The applicant and child must be resident in South Africa; Age of child must be under 18 years; Must submit a medical / assessment report confirming permanent, severe disability; Applicant and spouse must meet the requirements of the means test (except for foster parents);

What type of federal grants are available? ›

Types of Grants

Federal Pell Grants. Federal Supplemental Educational Opportunity Grants (FSEOG) Iraq and Afghanistan Service Grants. Teacher Education Assistance for College and Higher Education (TEACH) Grants.

What happens to grant money if you dont use it? ›

The school will issue you a Pell Grant refund if some of your grant dollars are unused. You may receive a check for the remaining amount, or the school may transfer it via direct deposit into your bank account or student account.

What happens if you have leftover grant money? ›

Typically, the school first applies your grant or loan money toward your tuition, fees, and (if you live on campus) room and board. Any money left over is paid to you directly for other education expenses.


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